Why Do Real Estate Agents Ask If You’re Pre-approved?

Pre-Approval

Have you ever walked into an open house, or called a real estate agent about a listing, and within minutes, they’re asking you if you are “pre-approved” for a mortgage? You may feel like it’s pretty pushy for them to ask that. But the reality is, they are asking that question for your own good. […]

How Does Credit Impact Buying a Home?

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  You may have heard of credit scores (FICO) and wonder what they are.  These “scores” affect your ability to get a home loan, the interest rate and points you will pay. The following explains credit scores and how you can improve your score. What is a Credit Score? When lenders evaluate your loan application, […]

Paperwork Needed for a Home Loan

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  There are many items a lender will need from you to pre-approve you for a home loan. Depending on the type of loan you are applying for, you may need to bring in additional documentation in order for your loan to close. Below are some of the documents required to close a “FULL DOC” […]

Getting Ready to Sell Your Home

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  Getting Ready to Sell If you are thinking about selling your home, you can maximize your profit by getting your home “Fit-to-Sell”. Before putting your home on the market, review the items below and take some time making your home shine! You will be glad you did. Home Staging Staging is a service that […]

5 Tips to Get Your Offer Accepted

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  Over the past year the market has drastically improved. As the economy has improved, the financial situation for people has drastically improved and many are ready to buy a home. If you are looking to buy a home, you may be up against some serious competition. But don’t get discouraged! By being prepared, working […]

Will You Ever Own a Home?

rent vs buy

To rent or to buy? This is a question most people ask themselves at some point in their life. For some, owning a home is not a priority. For others, it is the ultimate goal in life. In this article we will explore the pros and cons of each and hopefully help you answer the […]