Why Do Real Estate Agents Ask If You’re Pre-approved?


Have you ever walked into an open house, or called a real estate agent about a listing, and within minutes, they’re asking you if you are “pre-approved” for a mortgage? You may feel like it’s pretty pushy for them to ask that. But the reality is, they are asking that question for your own good. […]

How Does Credit Impact Buying a Home?


  You may have heard of credit scores (FICO) and wonder what they are.  These “scores” affect your ability to get a home loan, the interest rate and points you will pay. The following explains credit scores and how you can improve your score. What is a Credit Score? When lenders evaluate your loan application, […]

Paperwork Needed for a Home Loan


  There are many items a lender will need from you to pre-approve you for a home loan. Depending on the type of loan you are applying for, you may need to bring in additional documentation in order for your loan to close. Below are some of the documents required to close a “FULL DOC” […]

Who Pays What in a Real Estate Transaction?


  One of the most common questions I get as a realtor from buyers and seller is “who pays for what in a real estate transaction?” I have compiled a general list of the items each party is typically responsible for in CA. Keep in mind; these items are negotiable and not definitive for every […]

Getting Ready to Sell Your Home


  Getting Ready to Sell If you are thinking about selling your home, you can maximize your profit by getting your home “Fit-to-Sell”. Before putting your home on the market, review the items below and take some time making your home shine! You will be glad you did. Home Staging Staging is a service that […]

5 Tips to Get Your Offer Accepted


  Over the past year the market has drastically improved. As the economy has improved, the financial situation for people has drastically improved and many are ready to buy a home. If you are looking to buy a home, you may be up against some serious competition. But don’t get discouraged! By being prepared, working […]